Privacy
Written from what the system actually does, not from a template.
The short version
We do not sell your name to anybody. We take no fee from a broker, a lender or a seller. You can take the fit check, get your whole result, and leave without giving us an email address or a card. If you do give us an address, one click in any email we send deletes everything we hold on you.
What we collect, and when
Nothing at all until you type it. The fit check runs on your own device and your answers stay in your browser until either you ask us to email you the result or you finish the sixteen questions, at which point the answers and the result are saved so that the link in your email works. We never ask for your name, your address, your date of birth, or your social security number, because we do not need any of them and holding them would be a liability to you and to us.
The four answers we cannot show you
Part two of the fit check asks about your credit band, whether you have a felony conviction, whether you are a citizen or permanent resident, and whether you have ever defaulted on federal debt. Those four decide whether an SBA loan is possible at all, which is why they are asked. They are encrypted before they are stored, they are deleted after ninety days whatever else happens, and they are never displayed on any screen again, including to us. If you come back through a link in an email, they show as answered with no value. They appear in no email, no report and no export.
How long we keep things
If you never gave us an email address, everything is deleted after thirty days. If you did, we keep it for twelve months and then strip your address off it. The four answers above go at ninety days regardless. Calculator runs are anonymous, contain no address, and go after twelve months. If you buy a Deal Read we keep the order and the review for as long as tax and card dispute rules require, which is currently seven years.
Emails
Three, at most. Your result if you ask for it. A copy to a spouse or partner if you ask us to send one. One reminder at seventy two hours if you got your result and stopped before the report, sent once and never again. If you buy a Deal Read you also get a receipt and the review itself. There is no newsletter and there is no sequence. Every email has an unsubscribe link and a delete-everything link in the footer.
Who else sees it
Nobody outside the following, and none of them may use it for anything but running this site: our hosting provider, our database provider, our email provider, our payment processor and our analytics provider. We do not sell, rent, trade or share your details with any business broker, lender, insurer, advisor or list. If that ever changes we will say so here and on the front page before we do it.
Payments
Card details are handled entirely by Stripe and never reach us. We see the email address on the payment, the amount, and whether it succeeded.
Artificial intelligence
Deal Reads are written by hand today. We intend to build something that does a first pass, and when we do, the listing you send and the answers you gave may be sent to an AI service for analysis under a commercial agreement that does not permit training on your data. We are writing this down before that exists rather than adding it quietly afterwards. Nothing you have sent us to date has been sent to any such service.
Cookies
The site sets no advertising cookies and no tracking cookies. The fit check stores your answers in your own browser so you can close the tab and come back, which never leaves your device and which you can clear at any time in your browser settings. If you sign in to the admin, which is two people, that sets a session cookie.
Your rights
Ask us for a copy of what we hold, ask us to correct it, or ask us to delete it. The delete link at the bottom of any email we have sent you does the last one immediately, with no form to fill in and nobody to convince. California and other state privacy laws give you these rights explicitly and we would rather just give them to everybody.
Children
This is not for anybody under eighteen and we do not knowingly collect anything from anybody under eighteen.
Changes
If we change this we will change the date at the top. If we ever change the part about not taking money from brokers or lenders, we will say so on the front page before we say it here.